Pet Insurance for
Domestic Shorthair
Costs & Best Providers 2026
Range: £6–£20/month
Indicative premiums only. Prices shown are average estimates. Your actual premium will depend on your cat's age, health, postcode, and the level of cover chosen. VetCost is not regulated by the FCA and does not sell insurance.
Domestic Shorthair Insurance Overview
Domestic Shorthairs (moggies) are the most common cats in the UK and generally the cheapest to insure. As mixed-breed cats, they benefit from genetic diversity and have fewer hereditary conditions. However, outdoor moggies are at higher risk of accidents and cat fight injuries.
Key Facts
Avg Premium
£11/mo
Premium Range
£6–£20
Avg Claim
£600
Risk Level
Low
Premium Range
Lower-end premiums typically mean accident-only or basic cover. Higher-end reflects comprehensive lifetime policies.
Recommended Cover
Cover Type
Max benefit
Max benefit cover provides a set amount per condition with no time limit. Good value for Domestic Shorthairs with moderate health risks.
Min Vet Fee Limit
£4,000
Based on the average claim amount of £600 and common conditions for this breed, we recommend at least £4,000 in annual vet fee cover.
Common Insurance Claims
These are the conditions most frequently claimed for by Domestic Shorthair owners. Ensure your policy covers these.
Average claim amount: £600
Insurance Tips for Domestic Shorthair Owners
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The cheapest cats to insure — even basic cover is very affordable
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Outdoor cats need good accident cover for RTAs and cat fight injuries
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Dental disease is common in all cats — dental cover adds value
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Hyperthyroidism is common in older cats — lifetime cover is ideal for long-term savings
Top Providers for Domestic Shorthairs
These providers offer cat insurance and are among our top-rated in the UK.
Affiliate links. See our methodology.
Compare Domestic Shorthair Insurance Quotes
Premiums vary significantly between providers. Compare quotes from multiple insurers to find the best deal for your Domestic Shorthair.
Some links are affiliate links. See our methodology.
Affiliate disclosure: Some links on this page are affiliate links. If you purchase insurance through them, we may earn a commission at no extra cost to you. This does not influence our editorial ratings or rankings.