ManyPets Pet
Insurance Review
Editorial review only. VetCost is not regulated by the FCA. We do not arrange or sell insurance. Some links may be affiliate links.
Overview
ManyPets started life as Bought By Many in 2012, building group-buying communities for people with niche insurance needs. They pivoted to pet insurance and quickly became the UK's highest-rated pet insurer. In 2021, they rebranded to ManyPets following a $350 million funding round. Their unique selling point is the Pre-existing policy, which covers conditions your pet already has — something almost no other UK insurer offers. Their app allows you to submit claims in minutes with photo uploads and track your claim in real time. ManyPets also offers flexible excess options and cover levels from basic accident-only through to comprehensive lifetime policies.
Key Facts
Founded
2012
Pets Insured
600,000+
Underwriter
Great Lakes Insurance SE (Munich Re group)
Cover Types
Lifetime, Max-benefit, Accident-only
Pet Types
Dog, Cat
Vet Fee Limit
£3,000–£15,000
Excess From
£59–£159
Waiting Period
14 days
Max Pet Age
Must enrol before age 10
Pros & Cons
Pros
- One of the only UK insurers to cover pre-existing conditions
- Excellent app with quick photo-based claims submission
- Competitive pricing starting from £5/month for dogs
- 5x award winner including Moneyfacts and Insurance Choice Awards
Cons
- Pre-existing cover is a separate, more expensive policy
- No direct vet payment option — you pay upfront and claim back
- Maximum enrolment age of 10 years excludes older pets
Cover Features
Prices From
Dogs from
£5.00/mo
Cats from
£4.00/mo
Prices are indicative starting prices and may vary based on breed, age, and postcode.
Editor's Verdict
The best all-round pet insurer for most people. ManyPets combines competitive pricing with genuinely innovative features like pre-existing condition cover. Their app and claims experience set the standard for modern pet insurance.
Learn More About ManyPets
Visit ManyPets's website to compare cover options and find out more about their policies.
Visit ManyPets WebsiteAffiliate link. See our methodology.
Important: VetCost provides information for comparison purposes only. We do not arrange, advise on, or sell insurance products. All information is editorial and should not be considered financial advice. Always read the policy documents and contact the insurer directly before purchasing cover. Some links on this page are affiliate links and we may earn a commission at no extra cost to you.