Agria Pet
Insurance Review
Editorial review only. VetCost is not regulated by the FCA. We do not arrange or sell insurance. Some links may be affiliate links.
Overview
Agria has been insuring pets since 1890 in Sweden and entered the UK market in 2009. They are the official insurance partner of The Kennel Club and offer what is widely regarded as some of the best pet insurance available in the UK. Their lifetime policies cover up to £12,500 per year in vet fees and include dental, behavioural, complementary, and hereditary conditions as standard. Agria has won the Which? Best Buy award for pet insurance three years running, reflecting their comprehensive cover and excellent claims experience. They are the only UK pet insurer to offer a unique Kennel Club breed-specific cover that factors in breed health data. Their customer service is consistently praised, with one of the highest Trustpilot scores in the industry. While Agria is more expensive than budget providers, they target pet owners who want the highest standard of cover available.
Key Facts
Founded
1890
Underwriter
Agria Forsakring (authorised by PRA and regulated by FCA)
Cover Types
Lifetime
Pet Types
Dog, Cat, Rabbit
Vet Fee Limit
£4,000–£12,500
Excess From
£95–£149
Waiting Period
14 days
Max Pet Age
No upper age limit for renewals
Pros & Cons
Pros
- Which? Best Buy winner for three consecutive years
- Official insurance partner of The Kennel Club
- Highest Trustpilot score among major UK pet insurers (4.7)
- Direct vet payment and cover up to £12,500/year
Cons
- Most expensive option — premiums start at £20/month for dogs
- No budget or accident-only policies available
- No mobile app for claims or policy management
- Relatively small UK customer base compared to Petplan
Cover Features
Prices From
Dogs from
£20.00/mo
Cats from
£12.00/mo
Prices are indicative starting prices and may vary based on breed, age, and postcode.
Editor's Verdict
The best pet insurance in the UK for those who want top-tier cover. Agria's Which? Best Buy status, Kennel Club partnership, and outstanding Trustpilot score speak for themselves. Premium pricing, but you get what you pay for.
Learn More About Agria
Visit Agria's website to compare cover options and find out more about their policies.
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Important: VetCost provides information for comparison purposes only. We do not arrange, advise on, or sell insurance products. All information is editorial and should not be considered financial advice. Always read the policy documents and contact the insurer directly before purchasing cover. Some links on this page are affiliate links and we may earn a commission at no extra cost to you.