Pet Insurance for
Maine Coon
Costs & Best Providers 2026
Range: £16–£38/month
Indicative premiums only. Prices shown are average estimates. Your actual premium will depend on your cat's age, health, postcode, and the level of cover chosen. VetCost is not regulated by the FCA and does not sell insurance.
Maine Coon Insurance Overview
Maine Coons are the largest domestic cat breed and are unfortunately prone to several hereditary conditions. HCM and hip dysplasia are the most common concerns. Their large size also means higher medication and anaesthetic costs compared to smaller cats.
Key Facts
Avg Premium
£24/mo
Premium Range
£16–£38
Avg Claim
£1,000
Risk Level
Medium
Premium Range
Lower-end premiums typically mean accident-only or basic cover. Higher-end reflects comprehensive lifetime policies.
Recommended Cover
Cover Type
Lifetime
Lifetime cover renews your vet fee limit each year, ensuring chronic and recurring conditions remain covered. This is the gold standard for Maine Coons.
Min Vet Fee Limit
£7,000
Based on the average claim amount of £1,000 and common conditions for this breed, we recommend at least £7,000 in annual vet fee cover.
Common Insurance Claims
These are the conditions most frequently claimed for by Maine Coon owners. Ensure your policy covers these.
Average claim amount: £1,000
Insurance Tips for Maine Coon Owners
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Heart screening is recommended — HCM is very common in Maine Coons
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Hip dysplasia is unusual in cats but common in this breed — ensure it is covered
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Larger cats need higher medication doses — factor this into vet fee limits
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Genetic testing by breeders reduces (but does not eliminate) HCM risk
Top Providers for Maine Coons
These providers offer cat insurance and are among our top-rated in the UK.
Affiliate links. See our methodology.
Compare Maine Coon Insurance Quotes
Premiums vary significantly between providers. Compare quotes from multiple insurers to find the best deal for your Maine Coon.
Some links are affiliate links. See our methodology.
Affiliate disclosure: Some links on this page are affiliate links. If you purchase insurance through them, we may earn a commission at no extra cost to you. This does not influence our editorial ratings or rankings.