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Medium risk breed
Cat
Updated March 2026

Pet Insurance for
Birman

Costs & Best Providers 2026

£18 /month avg

Range: £12–£28/month

Indicative premiums only. Prices shown are average estimates. Your actual premium will depend on your cat's age, health, postcode, and the level of cover chosen. VetCost is not regulated by the FCA and does not sell insurance.

Birman Insurance Overview

Birmans are gentle, affectionate cats with a moderate health risk profile. HCM and kidney disease are the main concerns. Feline infectious peritonitis (FIP) is unfortunately more common in this breed and is often fatal, though new treatments are becoming available.

Key Facts

Avg Premium

£18/mo

Premium Range

£12–£28

Avg Claim

£800

Risk Level

Medium

Premium Range

£12/mo £28/mo
Average: £18/month

Lower-end premiums typically mean accident-only or basic cover. Higher-end reflects comprehensive lifetime policies.

Recommended Cover

Cover Type

Lifetime

Lifetime cover renews your vet fee limit each year, ensuring chronic and recurring conditions remain covered. This is the gold standard for Birmans.

Min Vet Fee Limit

£5,000

Based on the average claim amount of £800 and common conditions for this breed, we recommend at least £5,000 in annual vet fee cover.

Common Insurance Claims

These are the conditions most frequently claimed for by Birman owners. Ensure your policy covers these.

#1
Hypertrophic cardiomyopathy
#2
Kidney disease
#3
Feline infectious peritonitis
#4
Dental disease
#5
Eye conditions

Average claim amount: £800

Insurance Tips for Birman Owners

  • Heart condition cover is important — HCM is a breed risk
  • FIP treatment is expensive but increasingly available — check if covered
  • Kidney disease needs ongoing management — lifetime cover is recommended
  • Moderate premiums for a pedigree breed — good value insurance options exist

Top Providers for Birmans

These providers offer cat insurance and are among our top-rated in the UK.

#1

Petplan

4.5

Petplan is the UK's largest pet insurer, covering over 1.3 million pets. Backed by Allianz, they offer comprehensive lifetime cover with no upper age limit for renewals, direct vet payment, and cover for dental, hereditary, and behavioural conditions. A trusted name since 1976.

From £8/mo Hereditary
#2

ManyPets

4.6

ManyPets (formerly Bought By Many) is a 5x award-winning insurtech that insures over 600,000 pets. They're one of the few UK providers offering cover for pre-existing conditions, alongside a slick app-based claims experience and competitive pricing from just £5/month for dogs.

From £4/mo Hereditary
#3

Agria

4.7

Agria is a Swedish pet insurer and Which? Best Buy winner for three consecutive years. They specialise in comprehensive lifetime cover and are the official insurance partner of The Kennel Club. Known for excellent customer service and high-quality cover.

From £12/mo Hereditary

Affiliate links. See our methodology.

Compare Birman Insurance Quotes

Premiums vary significantly between providers. Compare quotes from multiple insurers to find the best deal for your Birman.

Some links are affiliate links. See our methodology.

Affiliate disclosure: Some links on this page are affiliate links. If you purchase insurance through them, we may earn a commission at no extra cost to you. This does not influence our editorial ratings or rankings.