ManyPets vs Petgevity
Which Pet Insurance Is Better?
ManyPets has a higher editor rating
Editorial comparison only. VetCost is not regulated by the FCA. We do not arrange or sell insurance. Some links may be affiliate links. Read our methodology.
ManyPets
Editor's ChoicePetgevity
Price & Cover Comparison
| Metric | ManyPets | Petgevity |
|---|---|---|
| Editor Rating | 4.6/5 | 3.6/5 |
| Dog Price From | £5.00/mo | £15.00/mo |
| Cat Price From | £4.00/mo | £10.00/mo |
| Max Vet Fee Limit | £15,000 | £15,000 |
| Excess From | £59 | £95 |
| Trustpilot Score | 4.3/5 | 3.8/5 |
| Waiting Period | 14 days | 14 days |
Green tick indicates the better value in each category. Prices are indicative and may vary.
Feature Comparison
| Feature | ManyPets | Petgevity |
|---|---|---|
| Dental Cover | ||
| Hereditary Conditions | ||
| Behavioural Therapy | ||
| Pre-existing Conditions | ||
| Travel Abroad | ||
| Multi-pet Discount | ||
| Online Claims | ||
| Direct Vet Payment | ||
| Mobile App |
Pros & Cons
ManyPets
Pros
- One of the only UK insurers to cover pre-existing conditions
- Excellent app with quick photo-based claims submission
- Competitive pricing starting from £5/month for dogs
- 5x award winner including Moneyfacts and Insurance Choice Awards
Cons
- Pre-existing cover is a separate, more expensive policy
- No direct vet payment option — you pay upfront and claim back
- Maximum enrolment age of 10 years excludes older pets
Petgevity
Pros
- Pre-existing condition cover on Lifetime Plus, rare in the UK market
- No upper age limit on Lifetime Plus policies
- Vet fee cover up to £15,000 per year, resetting on renewal
- One policy can cover up to eight pets
- FirstVet 24/7 video consultations available as add-on
Cons
- Premiums tend to be higher to reflect cover for older pets and pre-existing conditions
- Some useful features (dental illness, travel, missing pet) are paid add-ons rather than standard
- Trustpilot score and review volume modest for a UK insurer
- No Defaqto rating yet
Editor's Verdict
ManyPets earns a higher editor rating (4.6 vs 3.6), reflecting stronger overall value. On price, ManyPets starts from just £4/month, making it the more budget-friendly option. We recommend getting quotes from both to see which offers better value for your pet's specific needs.
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