Agria vs Petgevity
Which Pet Insurance Is Better?
Petgevity offers higher vet fee limits
Editorial comparison only. VetCost is not regulated by the FCA. We do not arrange or sell insurance. Some links may be affiliate links. Read our methodology.
Agria
Editor's ChoicePetgevity
Price & Cover Comparison
| Metric | Agria | Petgevity |
|---|---|---|
| Editor Rating | 4.7/5 | 3.6/5 |
| Dog Price From | £20.00/mo | £15.00/mo |
| Cat Price From | £12.00/mo | £10.00/mo |
| Max Vet Fee Limit | £12,500 | £15,000 |
| Excess From | £95 | £95 |
| Trustpilot Score | 4.7/5 | 3.8/5 |
| Waiting Period | 14 days | 14 days |
Green tick indicates the better value in each category. Prices are indicative and may vary.
Feature Comparison
| Feature | Agria | Petgevity |
|---|---|---|
| Dental Cover | ||
| Hereditary Conditions | ||
| Behavioural Therapy | ||
| Pre-existing Conditions | ||
| Travel Abroad | ||
| Multi-pet Discount | ||
| Online Claims | ||
| Direct Vet Payment | ||
| Mobile App |
Pros & Cons
Agria
Pros
- Which? Best Buy winner for three consecutive years
- Official insurance partner of The Kennel Club
- Highest Trustpilot score among major UK pet insurers (4.7)
- Direct vet payment and cover up to £12,500/year
Cons
- Most expensive option — premiums start at £20/month for dogs
- No budget or accident-only policies available
- No mobile app for claims or policy management
- Relatively small UK customer base compared to Petplan
Petgevity
Pros
- Pre-existing condition cover on Lifetime Plus, rare in the UK market
- No upper age limit on Lifetime Plus policies
- Vet fee cover up to £15,000 per year, resetting on renewal
- One policy can cover up to eight pets
- FirstVet 24/7 video consultations available as add-on
Cons
- Premiums tend to be higher to reflect cover for older pets and pre-existing conditions
- Some useful features (dental illness, travel, missing pet) are paid add-ons rather than standard
- Trustpilot score and review volume modest for a UK insurer
- No Defaqto rating yet
Editor's Verdict
Agria earns a higher editor rating (4.7 vs 3.6), reflecting stronger overall value. Petgevity provides higher maximum vet fee cover (up to £15,000), which may suit owners who want comprehensive protection. On price, Petgevity starts from just £10/month, making it the more budget-friendly option. We recommend getting quotes from both to see which offers better value for your pet's specific needs.
Visit Website from Petgevity
Compare options and find the right cover.
Visit PetgevityAffiliate link
Affiliate disclosure: Some links on this page are affiliate links. If you purchase insurance through them, we may earn a commission at no extra cost to you. This does not influence our editorial ratings or rankings.