Agria vs Everypaw
Which Pet Insurance Is Better?
Agria offers higher vet fee limits
Editorial comparison only. VetCost is not regulated by the FCA. We do not arrange or sell insurance. Some links may be affiliate links. Read our methodology.
Agria
Editor's ChoiceEverypaw
Price & Cover Comparison
| Metric | Agria | Everypaw |
|---|---|---|
| Editor Rating | 4.7/5 | 4.3/5 |
| Dog Price From | £20.00/mo | £10.00/mo |
| Cat Price From | £12.00/mo | £7.00/mo |
| Max Vet Fee Limit | £12,500 | £12,000 |
| Excess From | £95 | £60 |
| Trustpilot Score | 4.7/5 | 4.1/5 |
| Waiting Period | 14 days | 14 days |
Green tick indicates the better value in each category. Prices are indicative and may vary.
Feature Comparison
| Feature | Agria | Everypaw |
|---|---|---|
| Dental Cover | ||
| Hereditary Conditions | ||
| Behavioural Therapy | ||
| Pre-existing Conditions | ||
| Travel Abroad | ||
| Multi-pet Discount | ||
| Online Claims | ||
| Direct Vet Payment | ||
| Mobile App |
Pros & Cons
Agria
Pros
- Which? Best Buy winner for three consecutive years
- Official insurance partner of The Kennel Club
- Highest Trustpilot score among major UK pet insurers (4.7)
- Direct vet payment and cover up to £12,500/year
Cons
- Most expensive option — premiums start at £20/month for dogs
- No budget or accident-only policies available
- No mobile app for claims or policy management
- Relatively small UK customer base compared to Petplan
Everypaw
Pros
- Defaqto 5-star rated — same Allianz underwriter as Petplan
- Direct vet payment for claims over £150
- More affordable than sister brand Petplan
- No upper age limit for policy renewals
Cons
- Smaller, less established brand than Petplan
- No mobile app — online portal only
- Limited to lifetime cover only — no budget-tier options
- Fewer Trustpilot reviews make it harder to gauge customer experience
Editor's Verdict
Agria earns a higher editor rating (4.7 vs 4.3), reflecting stronger overall value. Agria provides higher maximum vet fee cover (up to £12,500), which may suit owners who want comprehensive protection. On price, Everypaw starts from just £7/month, making it the more budget-friendly option. We recommend getting quotes from both to see which offers better value for your pet's specific needs.
Affiliate disclosure: Some links on this page are affiliate links. If you purchase insurance through them, we may earn a commission at no extra cost to you. This does not influence our editorial ratings or rankings.