Everypaw Pet
Insurance Review
Editorial review only. VetCost is not regulated by the FCA. We do not arrange or sell insurance. Some links may be affiliate links.
Overview
Everypaw was launched by Allianz as a direct-to-consumer alternative to Petplan, aimed at pet owners who want high-quality cover at a more competitive price point. Like Petplan, they offer Defaqto 5-star rated lifetime cover, but with a simpler product range and lower premiums. Their Complete plan covers up to £12,000 in vet fees per year and includes dental treatment, complementary therapies, and third-party liability. One of Everypaw's key advantages is direct vet payment — they can pay your vet directly for treatment over £150, so you don't have to find the cash upfront. Claims can be submitted online and are typically processed within 5 working days. As part of Allianz, one of the world's largest financial services groups, Everypaw offers the security and reliability of a major insurer.
Key Facts
Founded
2017
Underwriter
Allianz Insurance plc
Cover Types
Lifetime
Pet Types
Dog, Cat
Vet Fee Limit
£5,000–£12,000
Excess From
£60–£120
Waiting Period
14 days
Max Pet Age
No upper age limit for renewals
Pros & Cons
Pros
- Defaqto 5-star rated — same Allianz underwriter as Petplan
- Direct vet payment for claims over £150
- More affordable than sister brand Petplan
- No upper age limit for policy renewals
Cons
- Smaller, less established brand than Petplan
- No mobile app — online portal only
- Limited to lifetime cover only — no budget-tier options
- Fewer Trustpilot reviews make it harder to gauge customer experience
Cover Features
Prices From
Dogs from
£10.00/mo
Cats from
£7.00/mo
Prices are indicative starting prices and may vary based on breed, age, and postcode.
Editor's Verdict
Allianz quality at a more accessible price. Everypaw delivers Defaqto 5-star cover with direct vet payment — all the benefits of the Petplan parent company, but without the premium price tag. A smart choice for value-conscious owners who don't want to compromise on cover.
Learn More About Everypaw
Visit Everypaw's website to compare cover options and find out more about their policies.
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Important: VetCost provides information for comparison purposes only. We do not arrange, advise on, or sell insurance products. All information is editorial and should not be considered financial advice. Always read the policy documents and contact the insurer directly before purchasing cover. Some links on this page are affiliate links and we may earn a commission at no extra cost to you.