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Medium risk breed
Dog
Updated March 2026

Pet Insurance for
Yorkshire Terrier

Costs & Best Providers 2026

£24 /month avg

Range: £16–£38/month

Indicative premiums only. Prices shown are average estimates. Your actual premium will depend on your dog's age, health, postcode, and the level of cover chosen. VetCost is not regulated by the FCA and does not sell insurance.

Yorkshire Terrier Insurance Overview

Yorkshire Terriers are a small, long-lived breed prone to dental disease and luxating patella. Tracheal collapse is a progressive condition that can require expensive surgery. Liver shunts, while less common, can cost £3,000-£8,000 to treat surgically.

Key Facts

Avg Premium

£24/mo

Premium Range

£16–£38

Avg Claim

£820

Risk Level

Medium

Premium Range

£16/mo £38/mo
Average: £24/month

Lower-end premiums typically mean accident-only or basic cover. Higher-end reflects comprehensive lifetime policies.

Recommended Cover

Cover Type

Lifetime

Lifetime cover renews your vet fee limit each year, ensuring chronic and recurring conditions remain covered. This is the gold standard for Yorkshire Terriers.

Min Vet Fee Limit

£6,000

Based on the average claim amount of £820 and common conditions for this breed, we recommend at least £6,000 in annual vet fee cover.

Common Insurance Claims

These are the conditions most frequently claimed for by Yorkshire Terrier owners. Ensure your policy covers these.

#1
Dental disease
#2
Luxating patella
#3
Tracheal collapse
#4
Liver shunt
#5
Skin allergies

Average claim amount: £820

Insurance Tips for Yorkshire Terrier Owners

  • Dental cover is very important — Yorkies are extremely prone to tooth problems
  • Tracheal collapse is progressive — lifetime cover ensures ongoing treatment
  • Liver shunt surgery is expensive — adequate vet fee limits are essential
  • Small and fragile — good accident cover is worthwhile

Top Providers for Yorkshire Terriers

These providers offer dog insurance and are among our top-rated in the UK.

#1

Petplan

4.5

Petplan is the UK's largest pet insurer, covering over 1.3 million pets. Backed by Allianz, they offer comprehensive lifetime cover with no upper age limit for renewals, direct vet payment, and cover for dental, hereditary, and behavioural conditions. A trusted name since 1976.

From £12/mo Hereditary
#2

ManyPets

4.6

ManyPets (formerly Bought By Many) is a 5x award-winning insurtech that insures over 600,000 pets. They're one of the few UK providers offering cover for pre-existing conditions, alongside a slick app-based claims experience and competitive pricing from just £5/month for dogs.

From £5/mo Hereditary
#3

Agria

4.7

Agria is a Swedish pet insurer and Which? Best Buy winner for three consecutive years. They specialise in comprehensive lifetime cover and are the official insurance partner of The Kennel Club. Known for excellent customer service and high-quality cover.

From £20/mo Hereditary

Affiliate links. See our methodology.

Compare Yorkshire Terrier Insurance Quotes

Premiums vary significantly between providers. Compare quotes from multiple insurers to find the best deal for your Yorkshire Terrier.

Some links are affiliate links. See our methodology.

Affiliate disclosure: Some links on this page are affiliate links. If you purchase insurance through them, we may earn a commission at no extra cost to you. This does not influence our editorial ratings or rankings.