Pet Insurance for
Shih Tzu
Costs & Best Providers 2026
Range: £18–£40/month
Indicative premiums only. Prices shown are average estimates. Your actual premium will depend on your dog's age, health, postcode, and the level of cover chosen. VetCost is not regulated by the FCA and does not sell insurance.
Shih Tzu Insurance Overview
Shih Tzus are a brachycephalic breed with protruding eyes, making them prone to eye injuries and conditions like corneal ulcers and dry eye. Their long coat also predisposes them to skin allergies and ear infections. Regular grooming costs should be budgeted for separately from insurance.
Key Facts
Avg Premium
£26/mo
Premium Range
£18–£40
Avg Claim
£850
Risk Level
Medium
Premium Range
Lower-end premiums typically mean accident-only or basic cover. Higher-end reflects comprehensive lifetime policies.
Recommended Cover
Cover Type
Lifetime
Lifetime cover renews your vet fee limit each year, ensuring chronic and recurring conditions remain covered. This is the gold standard for Shih Tzus.
Min Vet Fee Limit
£6,000
Based on the average claim amount of £850 and common conditions for this breed, we recommend at least £6,000 in annual vet fee cover.
Common Insurance Claims
These are the conditions most frequently claimed for by Shih Tzu owners. Ensure your policy covers these.
Average claim amount: £850
Insurance Tips for Shih Tzu Owners
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Eye condition cover is essential — corneal ulcers are very common
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Ear infections recur frequently — lifetime cover prevents exclusion
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Mild brachycephalic issues may still need treatment — check BOAS cover
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Dental disease is common in small breeds — dental cover is worthwhile
Top Providers for Shih Tzus
These providers offer dog insurance and are among our top-rated in the UK.
Affiliate links. See our methodology.
Compare Shih Tzu Insurance Quotes
Premiums vary significantly between providers. Compare quotes from multiple insurers to find the best deal for your Shih Tzu.
Some links are affiliate links. See our methodology.
Affiliate disclosure: Some links on this page are affiliate links. If you purchase insurance through them, we may earn a commission at no extra cost to you. This does not influence our editorial ratings or rankings.