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Medium risk breed
Dog
Updated March 2026

Pet Insurance for
Cocker Spaniel

Costs & Best Providers 2026

£32 /month avg

Range: £22–£50/month

Indicative premiums only. Prices shown are average estimates. Your actual premium will depend on your dog's age, health, postcode, and the level of cover chosen. VetCost is not regulated by the FCA and does not sell insurance.

Cocker Spaniel Insurance Overview

Cocker Spaniels are prone to chronic ear infections due to their long, floppy ears, which can require regular veterinary treatment and sometimes surgery. Eye conditions like glaucoma and cataracts are also common. Lifetime cover is recommended to avoid exclusions on recurring conditions.

Key Facts

Avg Premium

£32/mo

Premium Range

£22–£50

Avg Claim

£1,000

Risk Level

Medium

Premium Range

£22/mo £50/mo
Average: £32/month

Lower-end premiums typically mean accident-only or basic cover. Higher-end reflects comprehensive lifetime policies.

Recommended Cover

Cover Type

Lifetime

Lifetime cover renews your vet fee limit each year, ensuring chronic and recurring conditions remain covered. This is the gold standard for Cocker Spaniels.

Min Vet Fee Limit

£7,000

Based on the average claim amount of £1,000 and common conditions for this breed, we recommend at least £7,000 in annual vet fee cover.

Common Insurance Claims

These are the conditions most frequently claimed for by Cocker Spaniel owners. Ensure your policy covers these.

#1
Ear infections
#2
Eye conditions
#3
Hip dysplasia
#4
Skin allergies
#5
Autoimmune haemolytic anaemia

Average claim amount: £1,000

Insurance Tips for Cocker Spaniel Owners

  • Ear infections are the most common claim — ensure they are fully covered
  • Check for eye condition cover including glaucoma and cataracts
  • Lifetime policies prevent exclusion of chronic conditions at renewal
  • Consider adding dental cover as Cockers are prone to dental disease

Top Providers for Cocker Spaniels

These providers offer dog insurance and are among our top-rated in the UK.

#1

Petplan

4.5

Petplan is the UK's largest pet insurer, covering over 1.3 million pets. Backed by Allianz, they offer comprehensive lifetime cover with no upper age limit for renewals, direct vet payment, and cover for dental, hereditary, and behavioural conditions. A trusted name since 1976.

From £12/mo Hereditary
#2

ManyPets

4.6

ManyPets (formerly Bought By Many) is a 5x award-winning insurtech that insures over 600,000 pets. They're one of the few UK providers offering cover for pre-existing conditions, alongside a slick app-based claims experience and competitive pricing from just £5/month for dogs.

From £5/mo Hereditary
#3

Agria

4.7

Agria is a Swedish pet insurer and Which? Best Buy winner for three consecutive years. They specialise in comprehensive lifetime cover and are the official insurance partner of The Kennel Club. Known for excellent customer service and high-quality cover.

From £20/mo Hereditary

Affiliate links. See our methodology.

Compare Cocker Spaniel Insurance Quotes

Premiums vary significantly between providers. Compare quotes from multiple insurers to find the best deal for your Cocker Spaniel.

Some links are affiliate links. See our methodology.

Affiliate disclosure: Some links on this page are affiliate links. If you purchase insurance through them, we may earn a commission at no extra cost to you. This does not influence our editorial ratings or rankings.