Everypaw vs Petplan
Which Pet Insurance Is Better?
Petplan has a higher editor rating
Editorial comparison only. VetCost is not regulated by the FCA. We do not arrange or sell insurance. Some links may be affiliate links. Read our methodology.
Everypaw
Petplan
Editor's ChoicePrice & Cover Comparison
| Metric | Everypaw | Petplan |
|---|---|---|
| Editor Rating | 4.3/5 | 4.5/5 |
| Dog Price From | £10.00/mo | £12.00/mo |
| Cat Price From | £7.00/mo | £8.00/mo |
| Max Vet Fee Limit | £12,000 | £12,000 |
| Excess From | £60 | £60 |
| Trustpilot Score | 4.1/5 | 4.0/5 |
| Waiting Period | 14 days | 14 days |
Green tick indicates the better value in each category. Prices are indicative and may vary.
Feature Comparison
| Feature | Everypaw | Petplan |
|---|---|---|
| Dental Cover | ||
| Hereditary Conditions | ||
| Behavioural Therapy | ||
| Pre-existing Conditions | ||
| Travel Abroad | ||
| Multi-pet Discount | ||
| Online Claims | ||
| Direct Vet Payment | ||
| Mobile App |
Pros & Cons
Everypaw
Pros
- Defaqto 5-star rated — same Allianz underwriter as Petplan
- Direct vet payment for claims over £150
- More affordable than sister brand Petplan
- No upper age limit for policy renewals
Cons
- Smaller, less established brand than Petplan
- No mobile app — online portal only
- Limited to lifetime cover only — no budget-tier options
- Fewer Trustpilot reviews make it harder to gauge customer experience
Petplan
Pros
- UK's most established pet insurer with 45+ years experience
- Defaqto 5-star rated — comprehensive lifetime cover up to £12,000/year
- Direct vet payment available — no large upfront costs
- No upper age limit for policy renewals
Cons
- Premium pricing — more expensive than budget alternatives
- Excess includes a percentage co-payment for older pets
- Online portal can feel dated compared to newer insurtech competitors
Editor's Verdict
Petplan earns a higher editor rating (4.5 vs 4.3), reflecting stronger overall value. On price, Everypaw starts from just £7/month, making it the more budget-friendly option. We recommend getting quotes from both to see which offers better value for your pet's specific needs.
Affiliate disclosure: Some links on this page are affiliate links. If you purchase insurance through them, we may earn a commission at no extra cost to you. This does not influence our editorial ratings or rankings.