Waggel Pet
Insurance Review
Editorial review only. VetCost is not regulated by the FCA. We do not arrange or sell insurance. Some links may be affiliate links.
Overview
Waggel launched in 2018 with a mission to modernise pet insurance. As a certified B-Corp, they balance profit with purpose, donating to animal charities and operating sustainably. Unlike many competitors, Waggel exclusively offers lifetime cover — they believe it's the only type worth having. Every policy includes Waggel Membership, which gives access to free 24/7 video vet consultations via Joii, discounts on pet products and food, and a wellness rewards scheme. Their claims process is app-based and typically completed within 5 working days. Waggel covers up to £10,000 per year in vet fees on their top plan, including dental, complementary therapy, and behavioural treatment.
Key Facts
Founded
2018
Underwriter
Pinnacle Insurance plc
Cover Types
Lifetime
Pet Types
Dog, Cat
Vet Fee Limit
£3,000–£10,000
Excess From
£69–£149
Waiting Period
14 days
Max Pet Age
Must enrol before age 10
Pros & Cons
Pros
- B-Corp certified — ethical and purpose-driven company
- Free 24/7 online vet consultations included with every policy
- Clean, modern app with quick claims processing
- Lifetime-only policies — no confusing tier choices
Cons
- Higher starting price than budget competitors
- No accident-only or time-limited options for those on a tight budget
- Maximum vet fee cover of £10,000 is lower than some rivals
- No travel/abroad cover included
Cover Features
Prices From
Dogs from
£15.00/mo
Cats from
£8.00/mo
Prices are indicative starting prices and may vary based on breed, age, and postcode.
Editor's Verdict
An excellent choice for ethically-minded pet owners. Waggel's lifetime-only approach keeps things simple, and the included membership perks (free vet video calls, product discounts) add genuine value beyond basic insurance.
Learn More About Waggel
Visit Waggel's website to compare cover options and find out more about their policies.
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Important: VetCost provides information for comparison purposes only. We do not arrange, advise on, or sell insurance products. All information is editorial and should not be considered financial advice. Always read the policy documents and contact the insurer directly before purchasing cover. Some links on this page are affiliate links and we may earn a commission at no extra cost to you.