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10 plans compared
Updated March 2026

Vet Health Plans
UK 2026

Compare the UK's major vet health plans side-by-side. See monthly costs, what's included, and crucially what's NOT covered.

Health plans are NOT insurance. Every plan on this page covers routine preventative care only — vaccinations, flea/worm treatment, and check-ups. They do NOT cover illness, accidents, surgery, or emergencies. You almost certainly still need pet insurance as well.

At a Glance: Monthly Costs

Provider Dogs/mo Cats/mo Practices
Vets4Pets £17-25 £15-22 440+ View →
Medivet £16-20 £15-18 350+ View →
CVS Group £13-18 £12-16 500+ View →
Companion Care (Pets at Home) £16-22 £15-19 300+ View →
Goddard Veterinary Group £18-24 £16-21 50+ View →
Village Vets £15-20 £14-18 10+ View →
Willows Vet Group £14-19 £13-17 5+ View →
Independent Practices £10-25 £10-22 Thousands View →
PDSA £0-15 £0-12 48 pet hospitals View →
4.0/5

Vets4Pets Complete Care is one of the UK's most popular vet health plans, available across 440+ practices nationwide. It bundles routine preventative treatments into a monthly direct debit, typically saving 20-30% versus paying individually.

Dogs: £17-25/mo
Cats: £15-22/mo
440+ practices
Widely available — 440+ practices across the UK
Genuine savings of 20-30% on routine preventative care
Does NOT cover illness, accidents, or emergencies
You still need pet insurance on top
3.5/5

Medivet is one of the largest vet groups in the UK with over 350 practices. Their Healthcare Club plan covers annual vaccinations, flea and worming treatments, and regular health checks for a monthly fee.

Dogs: £16-20/mo
Cats: £15-18/mo
350+ practices
Large network of 350+ practices across the UK
Includes nurse clinics for ongoing weight/diet support
Does NOT cover illness, accidents, or surgery
12-month commitment required

CVS My Pet Health Plan

by CVS Group

3.5/5

CVS Group is the largest veterinary company in the UK, operating over 500 practices under various brand names. My Pet Health Plan provides core preventative treatments at a monthly cost, with savings over paying for each treatment individually.

Dogs: £13-18/mo
Cats: £12-16/mo
500+ practices
Largest vet group — 500+ practices nationwide under various brands
Often the cheapest health plan option
Does NOT cover illness or accidents
Fewer included extras compared to Vets4Pets or Companion Care

Companion Care Healthy Pet Club

by Companion Care (Pets at Home)

4.0/5

Companion Care vets are located inside Pets at Home stores across the UK, making them one of the most accessible vet options. Their Healthy Pet Club plan includes a dental check alongside the usual preventative treatments, and members get discounts both at the vet and in-store at Pets at Home.

Dogs: £16-22/mo
Cats: £15-19/mo
300+ practices
Convenient locations inside Pets at Home stores
Includes dental check (many plans don't)
Does NOT cover illness or accidents — insurance still needed
In-store vet environment may not suit all pets

Goddard Veterinary Group Pet Health Club

by Goddard Veterinary Group

4.0/5

Goddard Veterinary Group is a well-established London and South East-based practice group with over 50 branches. Their Pet Health Club offers a comprehensive preventative care package with some of the best extras, including dental checks and behavioural advice consultations.

Dogs: £18-24/mo
Cats: £16-21/mo
50+ practices
Excellent extras — dental check AND behavioural advice included
Well-established London/South East reputation
Only available in London and South East England
Slightly more expensive than national chains

Village Vets Pet Care Plan

by Village Vets

3.5/5

Village Vets is an independent group operating across the Dublin area and parts of Ireland, with a growing UK presence. Their Pet Care Plan focuses on core preventative treatments with a personal, community-vet feel that larger chains often lack.

Dogs: £15-20/mo
Cats: £14-18/mo
10+ practices
Personal, community-focused approach
Good value at the lower end of the price range
Limited geographic availability
Does NOT cover illness or emergencies

Willows Vet Group Health Plan

by Willows Vet Group

3.5/5

Willows Vet Group operates practices across the Midlands and offers a straightforward health plan covering core preventative treatments. They are known for their clinical expertise and were one of the first UK practices to offer specialist referral services.

Dogs: £14-19/mo
Cats: £13-17/mo
5+ practices
Strong clinical reputation
Good value pricing at the budget end
Limited to the Midlands region
Does NOT cover illness or emergencies

Independent Vet Practice Health Plans

by Independent Practices

4.0/5

Many independent veterinary practices across the UK offer their own health plans. These vary widely in price and what's included, but they often represent excellent value and come with the benefit of a personal relationship with your vet. Around 45% of UK vet practices are still independently owned.

Dogs: £10-25/mo
Cats: £10-22/mo
Thousands practices
Often the best value — independent vets have lower overheads
Personal relationship with your vet who knows your pet
Quality and value vary enormously between practices
No standardised plan — harder to compare like-for-like
5.0/5

The PDSA is a veterinary charity providing low-cost and free care to pets of owners who are struggling financially. Their PetWise health care programme and Pet Hospitals offer essential preventative treatments at reduced rates, and free treatment is available to those receiving certain benefits.

Dogs: £0-15/mo
Cats: £0-12/mo
48 pet hospitals practices
Free or very low cost for eligible owners
Actually covers illness and injury treatment (unlike all other plans here)
Means-tested — must be receiving qualifying benefits
Limited PDSA hospital locations (48 hospitals across the UK)

Choosing the right vet health plan can save you hundreds of pounds per year on routine preventative care. But the most important thing to understand is what health plans DON'T cover — and why you probably still need pet insurance on top.

Health Plans Don't Cover Illness

Every health plan on this page covers routine care only. A single emergency surgery can cost £2,000-£5,000. Compare pet insurance to protect against unexpected vet bills.

Compare pet insurance